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Article...
by Steve Young
 "Why do I need health insurance?" That's probably the first question you need to ask yourself when you start shopping around for your health insurance. Naturally, we all want a health insurance plan that covers everything, with unlimited doctor visits at $10 copays, low to no deductibles for when we have to be hospitalized, no deductibles and low copays for all prescriptions with no limitations. Sounds great! Only problem is that it is unrealistic.
The best way to look at it is like this: The real purpose of health insurance is to cover the things you can't pay for, yourself...
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